519-930-4415 519-930-4430Mon-Fri : 9:00 - 5:00
136 Dundas Street West, Thamesford,
ON. N0M 2M0.
We offer a wide range of financial products, from Mutual Funds to Guaranteed Investments Certificates, to Guaranteed Investment Funds. We will have a thorough discussion to learn about your unique situation. Once we are aware of your situation, we can discuss the appropriate solutions to help you meet your goals.
Tax-Free Savings Accounts (TFSAs) are a type of investment that allows investors to grow their investments while taking advantage of the tax savings. Any income earned on the investment while the funds are inside the Tax-Free Savings Account are generally tax-free.
Registered Retirement Savings Plans (RRSPs) are designed to help individuals save for their retirement. Contributions to a Registered Retirement Savings Plan can help reduce your current tax liability. Also, any income earned while the funds are in these plans are tax free until the funds are withdrawn.
First Home Savings Accounts (FHSAs) are investments that can help individuals save for their first home. Similar to the Registered Retirement Savings Plans, contributions can help reduce your current tax liability.
Registered Disability Savings Plans are designed to help individuals with disabilities and their families save for their future. Along with the personal contributions, the Canadian government’s grants and bonds, these investments help to provide great financial security for those affected by a disability.
Registered Education Savings Plans (RESPs) are a great way for individuals to save for their children’s post secondary education. Along with the personal contributions, all Canadian government grants, and all income earned while in the plan are tax-free until the funds are withdrawn.
Mutual Funds are portfolios of stocks, bonds and other securities that are managed by a professional fund manager. Mutual Funds can provide investors a way to diversify their investments across different market segments and geographic locations.
Guaranteed Investment Certificates (GICs) offer clients the opportunity to grow their investment, while avoiding the market fluctuations. These investments offer a fixed rate of return, while preserving the initial investment.
Principal Protected Notes (PPNs) are a type of investment product that offers clients the potential to earn money based on favourable market conditions while protecting the initial investment.
Guaranteed Investment Funds (GIFs) are products invested in portfolios of stocks, bunds or other securities. These products have the added protection of a guaranteed return (usually the invested principal amount) at a specified maturity date or upon death. These investments offer the additional benefits of an insurance contract and estate planning advantages.
Segregated Funds, also known as Seg Funds, are types of investment funds with certain insurance-related features. These features make Segregated Funds a popular choice for investors who are looking for potential stability and growth when planning for their financial future. Segregated Funds consist of professionally managed portfolios with a mix of stocks, bonds, and other investments held as one pooled fund. The money from Segregated Fund investors is kept separate from the issuer’s money and backed by an insurance guarantee that may be offered subject to specific limits depending on the fund’s objectives and features. Segregated Funds can provide numerous benefits to investors including death benefit protection, access to returns not typically available to all investors, creditor protection, and contractual flexibility.
